Auto-Repair
Insurance
It is an extended
form of car insurance, it covers natural wear & tears of vehicle, however
does not include any damage pertaining to car accidents. It is a good way to
avoid costly breakdowns; people who are not able to bear huge breakdown expenses
usually make use of such insurance.
Aviation
Insurance
Aviation insurance
includes only aviation operations and certain risks associated with such operations.
It is considerably different and should not be confused with transportation or
travel insurance.
Builders'-Risk
Insurance
It is one of
the famous types of insurance mainly used by building contractors. It
covers all the damages and losses to building structure or buildings under
construction. It eliminates the risks relating to earthquake, floods, or any
other natural calamity. It is used by contractors who deal in building
projects.
Computer
Insurance
It is also one
of the widely used types of insurance; it covers various losses to
computer hardware, applications, software, data, networks and other similar
systems. This kind of insurance is mainly used by different small and medium enterprises
and large organizations.
Earthquake
Insurance
It covers
risks associated with earthquakes. It is quite suitable for all kinds of building
and offices such as residential, business, nonprofit and others. The amount of
premium in this kind of insurance is quite reasonable and affordable due to
which many businesses prefer to use it.
Flood
Insurance
As the name
depicts, it covers the risks related to floods. The premium for this kind of
insurance is considerably higher in those areas or cities where floods are very
common whereas areas where floods are not very common, the premium of this type
of insurance is considerably lower.
Home
Insurance
It is one of
the most famous and widely used types of insurance. It covers all the risks
associated with your home. It covers losses against natural calamities,
disasters, accident or any other similar issue. The premium of home insurance
depends upon the level of coverage you obtain.
Marine
Insurance
It is related
to sea ships and travel boats, however it should not be mixed or associated
with travel insurance. It covers various risks and threats associated to sea
ships and boats. It is used mostly by various marine companies.
Mortgage
Insurance
Mortgage
insurance is another famous type of insurance used mostly by different
financial and credit institutions. It covers risks associated with the
insolvency or default of secured creditors. The more risk involved, more will
be the premium of such insurance.
Travel
Insurance
It is also
one of the very popular and commonly used types of insurance. It covers
various threats and risks associated with traveling. In case of any accident
or death, payment is made by the travel insurance company to the affected
person or the family of the deceased. This was a brief account of some common
insurance types.
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